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Baccarat History

Although it has always been a popular game in European and Latin American casinos, it never caught on as strongly as Blackjack in US casinos. Targeted towards high rollers, Baccarat tables used to be exclusive territory with roped off access and dealers dressed in tuxedos.

How to Play Baccarat

Baccarat is a very simple game to play with no decisions made after a bet is placed. Aces count as One and Two through Nine are counted at face value. In the classic game of Baccarat the deal rotates among the players. In Mini Baccarat a casino dealer handles the deal. If either hand dealt is a total of 9, it is called a “Natural” and automatically wins. According to many, the game was first invented in Italy by a gambler Felix Falguiere, where it acquired the Italian name 'baccara', meaning zero in English. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. D. The result of the die decided her fate. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. There exists quite a diversity today, especially so since it has made its way onto the world wide web. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. It is played by the exact same rules, but lacks the accoutrements of the formal version.

Baccarat Rules

Knowing the basic rules will help you understand what is going on on the baccarat table and will make the game more fun to play for you. It doesn't matter which seat you take at the baccarat table because unlike in Black Jack you are not playing against other players or against the house. Baccarat is played with eight decks of cards without Jokers. The baccarat game is now ready to play. The hand closest to nine wins. If the first two cards dealt count Eight or Nine it is called a "Natural" and wins automatically, unless both hands have the same value then it is of course a Tie. So if you draw an eight in baccarat and a three, for instance, the value of both together would be eleven but since the first digit does not count your hand counts only one. Unlike in Black Jack it is impossible to overdraw in Baccarat. Essentially, only three bets can potentially be made - A bet for the player's hand to win, the banker's hand to win, or a tie. After the players turn, and depending on both the outcome of the players hand and its own, the dealer hand will either draw a third additional card or stand. The hand closest to a total value of nine wins. I will try to simplify this as much as possible with a few brief guidelines. If one hand is an 8 and the other is a 9, the 9 wins. If such is not the case, the Player Hand makes the first move. Player shows a 6, 7, 8, or 9 (8 and 9 win) Player Hand must Stand. Once the player hand is finished and standing, the bank hand will determine whether it must draw a third card. Banker shows a 5 Banker Hand must Draw if player's draw card is a 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 8 or 9. Banker shows a 6 Banker Hand must Draw if player's draw card is a 6 or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 4, 5, 8 or 9. Winning bets on the player hand pay back 1 to 1, while winning bets on the banker hand do the same, but with a 5% vig (commission) winning tie bets pay back 9 to 1. If the players cards total 15, 10 is subtracted and the value of the hand becomes 5. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on) If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. Baccarat rules state that winning banker bets are subject to a 5% house commission. This is of course because there is more of a chance for a banker win. Dealers normally wear tuxedos and the surrounding are is quite lavish. Three dealers run the game and one of these is the caller who runs the game and stands between positions 1 and 15. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 6 then he must draw if your card is a 6-7. Once all the hands are dealt it is closest to 9 that wins.

Tips

- The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge.
- sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %. Any informed player would see that this bet is one of the best in the casino.
- Any system like the Martingale, which is designed to cover losses, should be avoided. As for other bankroll management strategies, a good one is posted on this website.

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